SEATTLE – Just one year ago a 30-year fixed-mortgaged rate averaged 4.91%, now it’s down to 4.78% for the final week of May. The average just two weeks ago was 4.84%. The lowest it’s been all year was during the first week of December when it averaged 4.71%.
If you’re wondering about a 15-year fixed mortgage, well they are at an all time low since Freddie Mac began tracking fix-mortgage rates. Last week it fell to a low of just 4.21%, while just a year ago it was at 4.53%.
If you’re wondering why fixed-mortgage rates are good the answer is quite simply. Whatever rate you get your loan, its locked in that price for the whole term. Some loans “float” meaning they will go up or down depending on what the economy is doing. Right now fixed rates are pretty low that you should consider a fixed-loan.
If you are working harder and achieving less in your personal fitness routine, it is time to take a look at some helpful advice on how you can work smarter, not harder. Everyone can learn something new that can bring better results with less effort and you can begin by reading the great tips below.
Don’t rush your exercises. While working out faster may help you burn more calories right away, you’ll tire yourself out quicker and end up burning less in the long run. Plus, if you rush through any type of exercise you run a higher risk of injuring yourself while working out.
One way to get the most out of your fitness routine is to be sure to feed your muscles carbohydrates and protein shortly after working out. This will ensure that your muscles are replenished and also that they are not sore for the next day. A good idea would be to keep an orange with you in your workout bag, and possibly a can of tuna fish once you are out of a public area.
Choose the right shoes for your fitness program. The right shoe can make a difference in how far you run and how stable you are when you’re lifting weights. Make sure you look for shoes later in the day when the food has widened. Make sure there is ample room to move your toes around and that there is a half-inch additional space for your big toe.
Even a small tip from the article above can help you to take a smarter approach to achieving your best fitness level. It can help to maximize your routine and get you in the very best shape, not by working harder but by working smarter. It can make a huge difference that you can see and feel.
What images come to mind when you hear the word fitness? If you think of mainly horrible things like pain and fear then you have probably already preconditioned yourself against fitness. This article will present some tips to help you start to enjoy becoming fit and staying fit in a reasonable amount of time.
In order to maximize your fitness routine, be sure to always stretch. Stretching will help to prevent injury. Many times you may think that you do not have to stretch, or that if your exercise is light enough that your body will stretch itself. This is never the case, and becomes more important the older you get. Always stretch to prevent injury and get the most out of your workout.…